2026 IRS Enforcement Edition

The IRS is
watching.
Are you ready?

Form 1099-DA changed everything. Cipher Academy gives American crypto investors the knowledge, tools, and community to navigate compliance, protect their wealth, and stay ahead of enforcement.

52%
of US crypto holders fear IRS penalties this year
61%
admit they don't understand the new 2026 reporting rules
72M
Americans own crypto — most filed last year incorrectly
Scroll to discover
The IRS now matches Form 1099-DA against your return 52% of holders fear penalties Crypto-to-crypto swaps are taxable Staking rewards are ordinary income Missing cost basis = $0 default Form 1099-DA now matched automatically The IRS now matches Form 1099-DA against your return 52% of holders fear penalties Crypto-to-crypto swaps are taxable Staking rewards are ordinary income Missing cost basis = $0 default Form 1099-DA now matched automatically
The 2026 Guide

Plain English. No accounting degree required.

60 pages covering exactly what changed, what the IRS now sees, and what to do — written for crypto investors who want to sleep at night.

Cipher Academy · 2026
The
IRS Is
Watching
60+ Pages PDF $27

What's inside

  • The 1099-DA Bombshell — what your exchange just sent the IRS about you
  • The Cost Basis Trap — how people accidentally owe 10× more than they should
  • 7 taxable events most crypto holders never report
  • The "No" box mistake that triggers automatic audit flags
  • The difference between 10% and 37% tax rates — and how to stay on the right side
  • Your complete 2026 action plan with specific next steps
  • Bonus: 10 most common mistakes checklist (printable)
$27$67
Download Now
30-day money-back guarantee · Instant PDF · Secure checkout via Gumroad
Free Resources

Start here. No credit card. No catch.

Free guides for crypto investors who want to understand the basics before they need professional help. Just enter your email — we'll never spam you.

PDF · Free
— No. 01
10 Most Common Crypto Tax Mistakes

The single-page checklist every US crypto holder should review before filing. Print it and give it to your accountant.

Get it free →
PDF · Free
— No. 02
Form 1099-DA Decoder

Understand exactly what your exchange reported to the IRS — and what's missing. A clear visual breakdown.

Get it free →
PDF · Free
— No. 03
Cost Basis Reconstruction Worksheet

A simple template to track down what you originally paid — even for old purchases you've forgotten about.

Get it free →
Our Story

Why we built
Cipher Academy.

"Most US crypto investors discovered the IRS problem too late. We exist to change that — starting with taxes, expanding into everything crypto education should cover."
— Cipher Academy

For the first time in history, the IRS receives automatic reports of your crypto transactions — directly from your exchange. The era of informal, self-reported crypto investing is over. And most American investors have no idea what that actually means for them.

We built Cipher Academy because we watched friends and family blunder into avoidable IRS letters, costly audits, and tax bills that should never have happened. Not because they were trying to cheat. Because the rules changed faster than the education caught up.

Our guides are written in plain English by people who actually understand both crypto and US tax law. No accounting degree required. No jargon. No fear-mongering. Just the clear information that saves you money, time, and stress when it counts most.

This is just the beginning. Tax compliance is where we start — but Cipher Academy will grow into the complete education resource serious US crypto investors deserve: market fundamentals, strategy, risk management, and a community that doesn't waste your time.

72M
US crypto holders
we educate for
100%
Plain English
no jargon
2026
Built for the
new IRS reality
The Community

Crypto education
doesn't stop at filing.

Join the Cipher Academy community for ongoing IRS updates, market intelligence, and direct access to people who actually understand both crypto and US tax law.

  • i.
    Monthly IRS Updates
    Every new ruling, every regulatory change, broken down in plain English — delivered before tax season catches you off guard.
  • ii.
    Q&A Sessions
    Bring your specific tax situations. Get answers from people who've actually filed thousands of crypto returns.
  • iii.
    Member-only Resources
    Templates, calculators, reconciliation tools, and the deep-dive content we don't publish anywhere else.
  • iv.
    Direct Peer Network
    A private space with US crypto investors who think long-term — not the noise of public crypto Twitter.
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